Insurance

What is a Deductible?  Deductible is the amount of money that you must pay before the insurance company will start paying for medical expenses. Your deductible is subtracted from your reimbursable sum when a claim is made. They can be per sickness/injury, per health insurance period or per year and usually applies to each insured member […]

When it comes to the cure of cancer, the medical field has witnessed some superb advancements over the past 20 years. As the number of cancer cases rose, so did the cancer survival rates. The key reason for this is the medical advancements including the bone marrow transplant which is implemented to combat specific kinds of cancer.  What is bone marrow transplant cover

As an expat living in the Philippines, you have many things to consider, including the country’s healthcare system. There are different levels of healthcare costs across the country, therefore, we have put together a practical guide on what to expect when using the healthcare system there.  1. Public Healthcare  Public hospitals in the Philippines are limited in the services and treatment they can provide. The migration of

Gaining a good understanding of healthcare can be a challenge so knowing the meaning of regularly used terms such as coinsurance is really helpful. It will help you know more about when and how much your medical payment actually is. Here we have put together important tips on how coinsurance works, what coinsurance means, why is coinsurance important and how coinsurance and

Understanding what hazardous sports coverage means and how it works.   Although exercising regularly is an excellent activity to be engaged in, we can risk causing physical harm. Taking some rest will heal minor injuries whereas major injuries that can arise from dangerous sports which have severe consequences on a person’s life quality.   Here are some questions you might consider when it comes to hazardous sports coverage on health insurance.   What is hazardous

What is Medical Evacuation Coverage?  The medical evacuation benefit on your medical insurance plan refers to reimbursement to cover transport costs to the nearest suitable medical centre, when the treatment you need is not available nearby.   How does Medical Evacuation work?  A medical evacuation is when you, as a patient, are transported from a healthcare provider with insufficient

As you know, life insurance is an insurance policy that pays your beneficiary a lump sum benefit if you die during the policy period. For some expats, a single policy can more than meet these needs. However, there are many situations where expatriates find that having more than one might make more sense. So, as an expat, can you have more than

The idea of moving to South Korea can be an exciting one and there is much to consider if you are relocating including what the healthcare system is like. The medical system in South Korea is something that every American expat needs to be mindful of, so here is a practical guide on using the medical system there.   1. Public Healthcare  Public hospitals come in various size and quality based on how

Visiting a foreign country has become a challenge for many during the COVID-19 pandemic. Many countries have closed its borders and implemented entry restrictions. Thailand is no exception and has recently started to ease some of the strict measures regarding entry for tourists and long stay visitors.  In this article, we provide you with an in-depth guide

An Ultimate Guide to Food Allergies in Adults Research findings indicate that food allergies in adults are more common than you might previously have thought and are likely to be more serious in comparison to food allergies in children.  In accordance with The BBC, the world has recently seen an increase in food allergies in adults, particularly in Europe, the UK and Australia.  As food is part of your daily life, it is important to take action now to protect yourself